Website: https://musiccitymtg.com/
Music City Mortgage is a family-owned and operated mortgage brokerage based in Franklin, Tennessee, serving homebuyers and homeowners in the greater Nashville area. As a broker, the company shops loan options across a large network of lenders to help borrowers compare rates and find financing that fits their situation. The firm presents itself as a mortgage partner focused on transparency, describing its goal as helping buyers reach the milestone of homeownership without it becoming a financial burden.
Services
Music City Mortgage offers a range of residential mortgage products and financing programs, including:
- Home purchase loans and pre-approval services
- Refinancing
- FHA loans
- VA loans
- USDA loans
- Conventional and jumbo mortgages
- Fixed-term and adjustable-rate mortgages
- First-time homebuyer programs
- Second home and investment property loans
- Home equity loans
- Fannie Mae and Freddie Mac loan programs
- THDA (Tennessee Housing Development Agency) loans
- Zero down payment options
The company works with borrowers across a variety of credit scores and income levels. Rather than focusing on interest rate alone, the firm emphasizes evaluating the total cost of a loan, including fees and points, so borrowers can compare offers on a like-for-like basis. The company states that it does not charge excessive fees or points and encourages clients to shop around and compare options before committing.
About
Music City Mortgage describes itself as a family-owned and operated mortgage broker in Nashville with over 25 years of experience in the industry. The company’s stated philosophy is to provide honest, transparent guidance that puts the client’s needs first, and to help borrowers save money both upfront and over the life of their loan by avoiding unnecessary discount points and shopping rates across multiple lenders.
The team listed on the website includes:
- Paul D’Angelo, President and Loan Officer
- Steve Cooke, Business Development Manager
Location & Contact
- Address: 128 Holiday Court #121, Franklin, TN 37067
- Phone: (615) 599-2101
- Service area: Tennessee and Florida
The company indicates it is available seven days a week to assist clients with questions and applications.
Additional Information
Music City Mortgage positions itself as an alternative to working directly with a single bank, using its broker model to compare offers from a wide range of lenders on behalf of each borrower. The firm highlights personalized customer service and a focus on lowering total loan costs as central to how it works with clients. According to the company, there are no additional service fees layered onto its rate shopping, and the broker model is intended to let borrowers benefit from competition among lenders rather than the pricing of a single institution.
The company frames the home buying process as a milestone to be approached with confidence, and it encourages clients to look beyond the headline interest rate to the complete picture of fees, points, and long-term cost. This emphasis on total loan cost is presented as a way for borrowers to avoid paying for discount points or charges that may not benefit them over the life of the loan. The firm also notes that it works with clients across a range of credit profiles and income levels rather than limiting its services to a narrow set of borrowers.
Prospective borrowers are encouraged to contact the office directly to discuss their goals, review the available loan programs, and begin the pre-approval process. With financing options that span conventional, FHA, VA, USDA, jumbo, THDA, and investment property loans, the company aims to match a wide variety of buyers, from first-time homeowners to those purchasing second homes or investment properties, with a program suited to their needs.
Profile compiled from the company’s official website (musiccitymtg.com).