Website: https://phillipsbankruptcy.com/
David Phillips Bankruptcy is a bankruptcy law practice based in Nashville, Tennessee. The firm focuses on consumer bankruptcy, helping clients file for relief under Chapter 7 and Chapter 13 of the Bankruptcy Code. It states, “We help people file for Bankruptcy Relief under the Bankruptcy Code,” and emphasizes long experience in the field, noting “We have 40 years experience.” Attorney David Phillips meets with clients directly at the firm.
Services
The practice concentrates on individual and small-business bankruptcy filings within Tennessee’s Middle District Bankruptcy Court. It handles both Chapter 7 and Chapter 13 cases and offers a “Free consultation” to prospective clients. The firm also describes its work in helping clients obtain protection from creditor harassment.
For Chapter 13, the firm notes that self-employed individuals may file if their business is unincorporated, and that debtors typically continue operating their business during the case. It describes several methods for handling secured creditors, including acceptance of a plan, full payment with a retained lien, surrender of collateral, or resolution outside the plan, and notes that defaults must be cured within a reasonable timeframe with interest paid.
The firm outlines circumstances where Chapter 13 may suit a debtor better than Chapter 7, including debtors who wish to repay debts with sufficient income, who possess valuable property they would lose under Chapter 7, who lack Chapter 7 discharge eligibility, who have non-dischargeable debts, or who need temporary relief from creditors. It describes the advantages of court-supervised reorganization, stating that “The court possesses powers to aid the debtor that private debt consolidation services do not have,” including prohibiting asset attachment, requiring partial payment plans for unsecured creditors, and discharging unpaid portions of debt.
About
The practice presents itself as a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code. Its stated focus is guiding individuals through the bankruptcy process and representing them before the Middle District of Tennessee Bankruptcy Court. The firm emphasizes direct attorney involvement, noting that David Phillips meets with clients, and it points to four decades of experience handling consumer bankruptcy matters. The free consultation is offered as a starting point for individuals evaluating whether Chapter 7 or Chapter 13 better fits their circumstances.
Location & Contact
The firm is based in Nashville, Tennessee. Phone: 615-852-7853. A contact form is available on the website for scheduling a consultation.
Additional Information
The firm lists a broad service area across Middle Tennessee, including Nashville, Mt. Juliet, Lebanon, Murfreesboro, Lavergne, Smyrna, Madison, Old Hickory, Goodlettsville, Hendersonville, Gallatin, Hermitage, and Donelson. It also serves clients across Cannon, Cheatham, Davidson, Dickson, Houston, Humphreys, Montgomery, Robertson, Rutherford, Stewart, Sumner, Trousdale, Williamson, and Wilson Counties through the Middle District of Tennessee Bankruptcy Court. The firm’s materials describe how court-supervised reorganization under Chapter 13 can offer protections that private debt consolidation services cannot, while Chapter 7 provides a separate path for those who qualify. Individuals seeking representation can reach the firm by phone or through the website’s contact form to arrange an initial consultation.
Profile compiled from the company’s official website (phillipsbankruptcy.com).